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personal loan

Personal Loan – Features and Benefits

Apply for a personal loan of up to Rs.25 lakh from various leading banks and get instant approval with minimal documentation. Borrow your amount without pledging any collateral and get your loan disbursed in just 24 hours. Our instant personal loan is available for salaried professionals at attractive interest rates.

  • High loan amount - You can avail instant personal loan of up to Rs.25 lakh on the basis of your eligibility.
  • Instant approval - Meet the basic eligibility criteria and receive approval on your online personal loan application within just 5 minutes.
  • Online process with minimal documentation - Apply for a personal loan online in few clicks. Complete the application process by submitting only a few basic documents.
  • Money in bank within 24 hours* - We offers the fastest personal loans in India – with disbursal in just 24 hours* of your loan getting approved.
  • Flexible tenors Repay your loan with ease with flexible repayment tenors ranging up to 60 months.
  • Pay up to 45%* lower EMIs Meet your expenses with a Flexi Personal Loan and reduce your installments by up to 45%*. Borrow as and when you need from your sanction, without the need for multiple applications and additional documentation.
  • No hidden charges What you see is what you get. With easy to understand terms and conditions, Personal Loan is transparent and comes with zero hidden charges.

Personal Loan Eligibility

The eligibility criteria are easy to meet. To qualify for a loan, you must fulfil these requirements:

Minimum Salary                                As per your city of residence 

Age                                                      23 to 55 years

Minimum CIBIL Score                     750

Employment                                      Salaried, employed with an MNC, public, or private comp.

Nationality                                         Indian resident

Personal Loan FAQs

Personal Loan is an unsecured loan, which means you don’t need to pledge a collateral to receive the funds. Availing one is easy – you can apply online and you can use the money to meet almost any expense.

To avail a quick personal loan, you only need to meet the basic eligibility criteria.

You must be a residing citizen of India
Aged between 23 and 55 years
Employed with an MNC, public or private company
As long as you meet the salary requirement based on your city of residence, you can qualify for a loan.

To avail a loan, you will need to submit the following documents:

Passport-size photographs
KYC Documents – PAN, Aadhaar, Driving license, Voter’s ID, Passport
Bank account statements for three months

The minimum salary required to avail a Personal Loan depends on your city of residence. For instance, if you reside in Mumbai, Pune, Bangalore, or Delhi, you must have a monthly salary of Rs.36,000.

The ideal CIBIL score to get instant paperless approval on a Personal Loan is 750 and above.


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